• Head Office: +266 2231 7842
  • Toll Free Number: 80099920
    WhatsApp Number: +26662579119

Internet Banking

Business Finance & Loans

Overdraft Facility – Business

Working capital purpose that includes stock, debtors and Creditors.

Facility Information

Why This Finance Facility?

Understanding all details around this product will help you decide if this is the right product for you.

Minimum Requirements

Prime linked and risk based.

Working capital requirements.

Not to be utilized for capital expenditure or consolidation of debt.

Cash-flow based assessment. Positive Free Cashflow and Debt Service Cover Ratios are key for consideration.

Depends on need and affordability.

Based on conditions of grant and business risks.

12 months (annual review)


Processing fee is 2.8%

Regularly Update Your Personal Details

Use Your Account Without Restrictions

As part of the country’s fight against money laundering and financing of terrorism, we are required by law to keep updated personal records of our existing clients. Visit the nearest Lesotho PostBank branch with your valid identity document, proof of residence, and proof of income if have not updated your documents in the last 24 months.