• Head Office: +266 2231 7842
  • Toll Free Number: 80099920
    WhatsApp Number: +26662579119

Internet Banking

Personal Finance & Loans

Short Term Loan – Personal

Short term borrowing paid on demand: Allows the customer to overdraw the current account. Interest calculated on daily utilisation.

Why This Finance Facility?

Understanding all details around this product will help you decide if this is the right product for you.

Specific Target Market

  • Salaried and Non- salaried Individuals, Informal Small businesses, and organised group members.


  • Structured financial planning to meet once off immediate financial needs.

Minimum Requirements

  • Pay slips in a case of salaried
  • Bank Statements (new customer)
  • Personal Statements
  • Details of project to finance and or order/tender etc
  • Employer’s confirmation (mandatory for salaried customers)

Fixed at 60% per annum or 5% per month

Short term finance, event type and industry specific

Not for consolidation of debt and/or settlement of debts.

Based on certainty of repayment source. For Non- Salaried, Positive Free Cash Follow and Debt Service Cover Ratio are key for consideration.

Depends on need, project soundness and affordability.

Based on conditions and size of grant including confirmed source of repayment.

Up to 6 months


Processing fee is 1% capped at M300.

Regularly Update Your Personal Details

Use Your Account Without Restrictions

As part of the country’s fight against money laundering and financing of terrorism, we are required by law to keep updated personal records of our existing clients. Visit the nearest Lesotho PostBank branch with your valid identity document, proof of residence, and proof of income if have not updated your documents in the last 24 months.