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Agriculture Finance & Loans

Tractor Finance

Tractor Finance loans are asset financing loans provided to farmers to acquire tractors and/or accessories under the Memorandum of Understanding (MOU) between Lesotho Postbank, the Ministry of Agriculture and Food Security and the Ministry of Finance.

Facility Information

Why This Finance Facility?

Understanding all details around this product will help you decide if this is the right product for you.

Prime linked and risk based.

Tractor Finance loans are asset financing loans provided to farmers to increase their yields by applying modern farming techniques and inputs to increase food security.

Limited to farmers who are commercially viable. The product is offered to farmers who produce on a minimum of 25 hectares of land.

Based on certainty of repayment source. Positive free cash flow and DSCR.


Commercially viable farmers, certainty of repayment and secondary source.


Processing fee of 2.8% of the loan amount

Regularly Update Your Personal Details

Use Your Account Without Restrictions

As part of the country’s fight against money laundering and financing of terrorism, we are required by law to keep updated personal records of our existing clients. Visit the nearest Lesotho PostBank branch with your valid identity document, proof of residence, and proof of income if have not updated your documents in the last 24 months.