• Head Office: +266 2231 7842
  • Toll Free Number: 80099920
    WhatsApp Number: +26662579119

Internet Banking

Personal Finance & Loans

Personal Term Loan

Medium to long term loan used for personal use.

Why This Finance Facility?

Understanding all details around this product will help you decide if this is the right product for you.

Specific Target Market

  • Salaried Customers


  • Customers enjoy full usage of the asset while still paying for the asset.

Minimum Requirements

  • Pay Slips - 3 months
  • Bank Statements (new customer)
  • Personal Statements
  • Affordability assessment
  • Employer’s confirmation (mandatory for salaried customers)

Prime linked and risk based.

Designed for personal use such as medical, family and household needs, etc. Also for consolidation of debts.

Limited to salaried individuals.

Repayment ability based on affordability and reliability of source of monthly instalments.

Depend on affordability, serviceability and on the credit decision taken.

Based on conditions and size of grant including confirmed source of repayment.

24 - 96 months


Processing fee is 1% capped at M5,000.00.

Regularly Update Your Personal Details

Use Your Account Without Restrictions

As part of the country’s fight against money laundering and financing of terrorism, we are required by law to keep updated personal records of our existing clients. Visit the nearest Lesotho PostBank branch with your valid identity document, proof of residence, and proof of income if have not updated your documents in the last 24 months.