Loan granted against investment held at the Bank. Normally the customer is given up to 80% of her liquid collateral. Breached application is prepared, affordability test does not apply.
Loan granted against investment held at the Bank. Normally the customer is given up to 80% of her liquid collateral. Breached application is prepared, affordability test does not apply.
Understanding all details around this product will help you decide if this is the right product for you.
Prime linked and risk based.
For Bridge finance and other working capital requirements
The loan amount is limited to 80% of the investment held at LPB.
Based on the level of collateral amount held. No detailed assessment of cash flows and financial statements. Repayment risk is mitigated by pledged liquid collateral held.
Limited to 80% of the Investment held at LPB.
Investment held at LPB
N/A
As part of the country’s fight against money laundering and financing of terrorism, we are required by law to keep updated personal records of our existing clients. Visit the nearest Lesotho PostBank branch with your valid identity document, proof of residence, and proof of income if have not updated your documents in the last 24 months.
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