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Internet Banking

Personal Finance & Loans

Home Loan

Medium to long-term loan specifically designed to enable LPB to book loans which have been utilised to fund, re-finance and/or enhance residential property.

Why This Finance Facility?

Understanding all details around this product will help you decide if this is the right product for you.

Specific Target Market

  • Salaried Customers


  • Specific loan for the funding of residential property and enhancements
  • Single repayment of interest and capita
  • The customer loan is not on demand.

Minimum Requirements

  • Pay Slips
  • Bank Statements (new customer)
  • Insurance Policies
  • Employer’s confirmation (mandatory for salaried customers)

Prime linked and risk based.

Property finance: the loans are to fund the purchase, re-financing and additions/alterations of residential properties.

Maximum LTV of 100%

Primarily based on the property being bonded, and affordability to repay the Home Loan instalments.

Depend on affordability, serviceability and on the credit decision taken.

Bond on property financed.

36 - 360 months


Processing fee is 1% capped at M5,000.00.

Regularly Update Your Personal Details

Use Your Account Without Restrictions

As part of the country’s fight against money laundering and financing of terrorism, we are required by law to keep updated personal records of our existing clients. Visit the nearest Lesotho PostBank branch with your valid identity document, proof of residence, and proof of income if have not updated your documents in the last 24 months.