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Agriculture Finance & Loans

Crop Production

Crop production loans are working capital loans that are provided to farmers who are involved in productive activities. This covers various activities within the crop production such as carrots, pepper, tomatoes, green beans, cabbage.

Facility Information

Why This Finance Facility?

Understanding all details around this product will help you decide if this is the right product for you.

Prime linked and risk based.

To provide finance to crop producers to enable them to carry out the key agronomic practices required for optimal crop production. Such as purchase of seeds, land preparation, planting, weed control, fertile, harvesting and transportation.

Financing for start-ups allowed but subject to experience and eligibility. More focus should be those already in business of crop production. However, expansion on on-going business will be considered.

Agricultural loan officer farm visit report. Minimum of 1 year experience in crop enterprise or qualification of the clients in relation to loan requested. Collateral required. Account with LPB . 3 months bank statement. Proof of ID/passport. Map to the client's residential place: owned and rented.

Agricultural loan officer Farm Visit report .Minimum of one years’ experience in poultry production. Collateral required. Account with LPB. 3 months’ bank statement. Proof of ID/Passport. Map to the client’s residential place: rented and owned .

Crop season ranges from 3 to 4 months to a year. Maturity of crop loan shall depend on applicant request but not exceed 12 months. Minimum loan amount is M1K while max is M100k . Payment mode dependent on cash flow. As a general rule crop instalment must be paid monthly as much as possible. Grace period and other form of irregular payment is allowed where deemed necessary.


Processing fee of 2.8% of the loan amount

Regularly Update Your Personal Details

Use Your Account Without Restrictions

As part of the country’s fight against money laundering and financing of terrorism, we are required by law to keep updated personal records of our existing clients. Visit the nearest Lesotho PostBank branch with your valid identity document, proof of residence, and proof of income if have not updated your documents in the last 24 months.