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Internet Banking

Business Finance & Loans

Commercial Property Finance

Medium to long term loan specifically designed to enable LPB to book loans which have been utilized to fund, re-finance and/or enhance non-residential property.

Facility Information

Why This Finance Facility?

Understanding all details around this product will help you decide if this is the right product for you.

Minimum Requirements

Prime linked and risk based.

Property finance: the loans are to fund the purchase, re-financing and additions/alterations of non-residential properties

Maximum LTV of 100%. Not for consolidation of debt and/or settlement of creditors.

Primarily based on the property being bonded, being able to generate sufficient rental/lease income from either the owner tenant and/or contracted tenants. Positive Free Cashflow and Debt Service Cover ratios are key for consideration.

Depend on affordability, serviceability and on the credit decision taken.

Rental/lease income supported by rental or lease income agreements offering a minimum of 3 years to run.

36 - 120 months


Processing fee is 2.8%

Regularly Update Your Personal Details

Use Your Account Without Restrictions

As part of the country’s fight against money laundering and financing of terrorism, we are required by law to keep updated personal records of our existing clients. Visit the nearest Lesotho PostBank branch with your valid identity document, proof of residence, and proof of income if have not updated your documents in the last 24 months.